By using just a couple of car maintenance tips, you may be able to keep your car running well, while saving money at the same time. Consider the following tips, as each may help you keep hold on to more of your money each month.
1) Check to see if your tyres are properly inflated. Both the tyres and your owner’s manual will tell you what the proper inflation level is. If they are not properly inflated, your miles per gallon could suffer, therefore costing you money.
- 2) Air filter can also help with miles per gallon, and can have an effect on the wear of your engine. Inspection, and if need be, a change of the air filter can be completed by you if you wish. Doing this yourself will be yet another money saver.
- 3) Your driving habits can affect how much you spend on petrol. Driving too fast, or rapidly hitting the accelerator pedal to accelerate quickly will cause the use of excess fuel. Sensible driving will not only reduce fuel usage, it may also ease the stress that can be associated with driving.
- 4) Opt for high quality motor oil, and always use the correct grade. Though purchasing one of the better brands may cost more, a better quality of oil is directly linked to better engine performance and less fuel use. Check your oil between scheduled changes, and if need be, top it up.
- 5) As much as 25% more fuel may be burned if you are running your air conditioning unit. Though there will certainly be times in which you wish to use your A/C, it may not be necessary to run it all full power. If you can run it at a lower setting, you will save money.
- 6) A bit of trip planning can also help you save petrol. Combining trips can be helpful, as can planning out the most direct routes. GPS devices can be helpful, as can online route planning websites.
- 7) Removing excess items from your car may reduce the total weight, and subsequently the amount of petrol the car uses when in operation. Check to see if there are items that do not need to be transported at all times.
With any family budget, the first priority is to make sure that money going out doesn’t exceed money coming in. Once that basic rule is under control, you can fine-tune your budget and move towards family goals, such as buying or upgrading a house, getting a new car, or saving for a big holiday.
If money seems to melt away in your household, here are some strategies to keep you on the right path:
- 1. Plan the week’s meals around economical foods. Make a shopping list of what you need and stick to it. Buy house brands as much as you can.
- 2. Look for specials and use coupons, but only for things you really need.
- 3. Buy seasonal fruit and vegetables, so you’re not paying extra for imported produce.
- 4. Make your own cleaning products – the internet is full of recipes for effective home-made cleaners.
- 5. Encourage kids to make their own lunches instead of buying food at school.
- 6. Be firm about pocket money – once it’s gone, there’s no more until next week.
- 7. Shop when you really need something, not for entertainment.
- 8. Switch electrical appliances off at the wall. If there’s a light glowing, you’re using power even when you’re not using the appliance.
With nuts and bolts planning and a sensible budget, you and your family can go on holiday and see the sights, enjoy local restaurants and stay in a nice hotel...
Check out these top tips for getting the most out of your travel budget - and your holiday.
Draw up and agree a holiday budget before you go away - then stick to it.
Write a packing list and stick to it religiously - the more bags you check, the more many airlines will charge you.
Making calls from your mobile phone while on a roaming network can be incredibly expensive. Better to unlock your phone and buy a local sim card when you get there.
Decide which attractions you want to see before you go and commit to seeing them. There's no point in going to Paris and not seeing the Mona Lisa, or going up the Eiffel Tower, just for the sake of saving money. Buying a multi-museum/attraction entry card will save you money as well as getting you into additional sites.
Pay for a guide
They don't need to be expensive and a good guide will make a country's sights, streets and history come alive.
Be sure to take out a travel insurance policy that meets all of your requirements and check the excesses: some cheap policies charge excesses of up to £250 - that's the cost of the camera you just lost.
Check out your accommodation carefully before you book. There's no point in saving money on a hotel or villa if, when you get there, you're not where you want to be.
The average household bill for gas and electricity is £1,320 - double what it cost ten years ago. To cut your bills one of the first things you should do is switch to the cheapest energy provider. After that it comes down to using less. These are the kind of things you can change today, without spending any cash.
- 1. Understand your heating system and how to set it
This is easier said than done. Ideally you'd get the person who installed everything to explain it to you. If this isn't an option, there is guidance on the Energy Saving Trust website.
- 2. Turning off appliances
While it might seem blatantly obvious, this could save a typical household £50 - £90 a year. The only things that shouldn't be turned off when not being used are your fridge/ freezer and perhaps more importantly, any digital recording devices!
- 3. Taking shorter showers
Spending one minute less in the shower each day could save as much as £10 off your energy bills each year, per person in the household.
- 4. Being careful with the kettle
Only filling it up with as much water as you need could save around £7 a year.
- 5. Use a washing-up bowl
Using a bowl to wash up (rather than leaving the hot tap running) could save around £30 a year.
- 6. Wash your clothes at 30C
Washing your clothes at 30 degrees Celsius instead of 40 will save around £6 a year on energy bills.
*All calculations are based on an average electricity price of 13.52p/kWh.
- It’s always great when you can make life a little bit easier for yourself especially at home. Why not use some of this nifty tricks to save some cash and simplify your life!
- Use a broken hanger as a food bag clip
- Why not use the ring from a drinks can to double your wardrobe space
- Add a tension rod in the cupboard under your sink, you can easily hang cleaning bottles and it gives you more storage space
- You can use a can opener to open blister packs, safer and easier!
- To keep rolls of wrapping paper in tip-top condition use an empty toilet paper roll, you can cut along the tube lengthwise for extra-large rolls.
- A nifty trick for cleaning your headlights is to use toothpaste. Apply to a dry cloth and rub the headlight until it looks clean. Rinse with water and wipe with a clean cloth.
- To get that old tape sticking well again, nuke it in the microwave for about ten seconds.
- Remove grease stains from fabric by rubbing a little chalk over them, them wash as normal!
- If your fridge smells a bit too foody, place a newspaper in your vegetable drawer. This absorbs the smell!
- This tips are guaranteed to solve a few of your day to day hitches using things already in your home and for next to no money!
- Whether you have a new budget or you are looking for ways to save more money, the kitchen is a great place to start. If you are committed to cooking more efficiently, then you probably already know that eating at home, rather than at a restaurant saves money. You can save more money without making sacrifices on quality or taste by making these changes. Read more to find out how to save money on cooking.
- Review what you already have on hand in your kitchen.
- One of the keys to cooking frugally is using what you already have, instead of just buying more. Make it a goal to use up almost all of your pantry or refrigerator before you go shopping, and you will find yourself wasting less food that goes off after its expiration date.
- This may mean you need to be more creative with your cooking. However, you will find that many websites, like Epicurious, Real Simple or Cooking Light allow you to search by ingredient. You can even find phone or tablet applications that let you select an ingredient and give you recipe options.
- Reduce the amount of meat that you eat, or buy cheaper cuts. For many families, meat is the easiest way to get protein to their family. Choose pork shoulder, cube steaks, chicken thighs, or whole chickens or turkeys, which are more likely to be cheaper.
- Drink water at meals instead of buying pop, juice, energy drinks, smoothies and more. Water is free from the tap, and excluding other drinks from your shopping list is 1 of the best ways to save on your cooking bills.
- Invest in a slow cooker, also known as a crock pot. Slow cooking is the best way to make a meal out of cheaper cuts of meat. Many slow cookers come with recipe books, or you can look online, for the best way to cook anything from steak, to whole chickens, to chili, just by dropping some simple ingredients in the pot and letting them slowly cook for 4 to 8 hours.
- Reduce food waste. The following are ways to reduce waste while you shop and cook:
- Buy smaller fruit. While fruit is essential for fiber and nutrients, most people buy apples, pears, bananas, and other fruit that are too large for what your child or you want to eat. Instead of throwing the excess away, you can save money when you buy smaller fruit by weight.
- Have a leftover night. Cooking for a family often means leftovers. Plan out a menu, like you are at a restaurant, and everyone can have all or part of their favorite meal from the week.
- Pay attention to what your family throws away after meals or snacks. Adjust their portions accordingly, so you are giving them what they usually eat. They can always ask for a second helping if they are hungry.
- Freeze leftovers if they will make a whole meal, but you don't have time to eat them within the next few days. This is a great plan for soup, chili, cooked potatoes, casseroles and more. You will appreciate that extra meal when you find yourself without time to cook.
- Adjust how you cook according to the season. Many websites and magazines post recipes for what is in season. The following ways can help you save money on your meals:
- Buy what is in season. After a run through the produce section, it should be obvious what is in season and what isn't. A pineapple can cost £1.50 and be a dessert, where a small packet of blueberries is £3. Shop at a local market, and you will save money by paying attention to what is in over-abundance at the time.
- Serve fruit as a dessert. You can make parfaits with yogurt. You can serve strawberries with cream, or you can just sprinkle a small amount of sugar on top to entice a family that is used to baked goods. This is healthier and cheaper.
- Add leafy greens and cans of beans to your stock. Dark green lettuce and beans are cheap and they add a great amount of nutrition to your diet. Learn to make creative salads and add beans to casseroles and stews.